10 Ways Towards Financial Success

  • financialKeep a Budget.
  • Set Financial Goals – Where do you want to be in 10 – 20 years time
  • Aim To Own Your Own Home – Things aren’t like they were 30 years ago, but there are some luxuries you don’t need. These allow you to save. Do you have 2 incomes ? Couldn’t one be going towards aiming a home ?
  • Think About Your Mortgage Payments – Could you be doing it in a better way, paying that little bit more ?
  • Look At Your Goals Regularly – Where are you at with them ?
  • Get Yourself A Mentor Or Financial Adviser – It’s also a good idea to attend the likes of a conference.Read educational books and get advice.
  • Insurance – Make sure you’d be covered in a variety of scenarios.
  • Pay Off Debts ASAP – Think about mortgage payments. There are things you don’t really need to be paying off, such as furniture or televisions.
  • Build Up Your Investment – Look at things in a variety of areas.
  • Protect Your Assets And Family – For example,establish a Will.


Keeping a Budget is a key. How much are you spending on your groceries each week ? Have you had a look or considered the amount of money that goes towards groceries. Prices have changed over the last 5-10 years, but that’s only part of the equation.

Where do you want to be in 10-20 years time ? What type of Mortgage Payments are you making ? Yes, part of your mortgage payment goes straight to the bank, but after a few years you can really make some progress with your mortgage. It’s always fascinated me watching a TV Game Show. People win anywhere from 10 to 200,000 dollars, and the first thing they mention is an overseas trip/holiday. If I was to win that type of money, I would make a huge mortgage payment or some type of investment. That is one of , if not my main goal. To be Mortgage free, ASAP.

Speak to others about your Finances. Your parents can help you out in your younger years, but go to a professional with your figures. You’ll be surprised what they find, what they can show you. There is plenty of good reading on this topic as well.

I find it hard to believe where some families with 2 incomes spend their money. Couldn’t one be devoted completely to the Mortgage ?

Insurance is a necessity. Let’s hope life treats you well, but what if you are unable to work ? You and your families future needs to be secure. This is the same when it comes to forming a Will.

Pay off those Debts. There is constant talk of Poverty. If there is such Poverty, why is there billions of dollars  paid via cards. If you don’t have those funds at the time , should you be making those purchases ?

Some of this may sound like a life in Cotton Wool…..  I don’t think so. Better actions mean better results. You so often hear ” If only I” or “I wish I hadn’t”. Do you want to be the one saying that ?





  1. Phoenicia on August 3, 2015 at 5:40 pm

    Excellent advice. We consume far more than we need to. Everything is at our finger tips and many of us accept the
    “Buy now, pay later” concept, hence the major debts.

    Paying off the mortgage early is key. Overpaying by even £50/€50 a month can shave off a few years.

    • Bryce on August 3, 2015 at 7:59 pm

      Exactly Phoenicia !
      We do consume to much. I believe many families could be putting away a small amount each week if they cut out things that aren’t essential.
      Thank you.

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